今回は「Buy now, pay later statistics」について見て行きましょう。

米国のBNPLの状態です。

Bankrateさんのまとめなのですが、こんな感じです：　↓

• On average, 17%　of consumers with a credit record used a BNPL platform to finance at least one purchase in 2021.

• The average amount financed among BNPL borrowers within a year is $1,000.

• Those with higher incomes are less likely to use BNPL platforms. Only 9% of those with annual incomes over $200K used BNPLs at least once.

• BNPL use is more frequent among renters than homeowners, with 22% of BNPL users identifying as renters and 15% as homeowners.

• Women are more likely to use BPNL platforms (20%) than men (14%).

ん～

大きな数字とは言えないものの、現実問題BNPLもどこかで行き詰るとみています。　そもそも＄がないのでBNPLをしているわけですから。

検索キー:　Buy now, pay later use by household income