I am also a financial planner. I have given lectures to someone who wants to know how to use money, how to invest in stocks, and so on. This time, I will give you a lecture of investing in stocks. I am sure that the lecture will make you happier.

I recommend investment trusts to you if you are a beginner of investing. There are only three essential points.

①You had better not choose a face-to-face securities company but an online securities company. If you choose a face-to-face securities company, you will waste much money.

②If you make use of investment trust, you must pay trust fee. An annual interest rate of about 0.2% is good.

③Index funds (passive funds) are good.

I am willing to recommend Stocks with consecutive dividend increases, because companies which can do consecutive dividend increases must be stable.